New York

Want New York Opportunity Without New York Prices?

Opportunity-rich states with lower housing costs than New York.

Updated October 2026 · Smart Movers Club research desk

Quick answer

If you are leaving New York, start your research with Texas, Oklahoma, North Carolina, Indiana and Florida. Each shows population growth and a lower median home value than New York's $547,300 across top-scoring places in the app.

MetricNew YorkTexasOklahomaNorth CarolinaIndianaFlorida
Median home value$547,300$355,250$228,550$437,150$312,150$434,050
Median rent$2,115/mo$1,877/mo$1,242/mo$1,706/mo$1,347/mo$1,973/mo
Household income$142,413$128,573$82,303$120,364$111,392$111,826
Population change+0.2%+6.6%+2.0%+2.9%+1.9%+3.0%
Violent crime / 100k (state)368349412331300248
Home value ÷ income3.8×2.8×2.8×3.6×2.8×3.9×
State wage income taxYesNoneYesYesYesNone

Verdict factors to check before you decide

  1. 1Compare take-home pay after state income tax in both places.
  2. 2Price the whole address: taxes, insurance, utilities and HOA, not just the listing.
  3. 3Confirm the exact city, county and school assignment for the address.
  4. 4Drive the commute at the hours you will actually travel.
  5. 5Check flood, heat and storm exposure on official maps.
  6. 6Compare crime at the jurisdiction level, then visit at night.
  7. 7Line up a job or client base before you sign a lease.

Frequently asked questions

Want New York Opportunity Without New York Prices?

If you are leaving New York, start your research with Texas, Oklahoma, North Carolina, Indiana and Florida. Each shows population growth and a lower median home value than New York's $547,300 across top-scoring places in the app.

What are the best places to live in New York?

In the Smart Movers Club app, the top-scoring New York cities are Niskayuna, Commack, Merrick, Rotterdam, Dix Hills, and the top counties are Saratoga County, Putnam County, Suffolk County, Wayne County. Scores combine income, housing, growth, employment and education.

Does New York have a state income tax?

Yes, New York taxes wage income. Check the state revenue department for current rates and compare property and sales taxes too.

Where does this data come from?

Figures come from the Smart Movers Club app, which compiles U.S. Census Bureau American Community Survey estimates and FBI state crime rates. Census figures are survey estimates, not live listing prices.

Go deeper

See every number for New York.

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Sources and method

Figures are medians across the top-scoring places the Smart Movers Club app tracks in each state, compiled from public data. Census values are survey estimates, not current listings; crime rates are state-level. This is research, not financial or legal advice.

Photo: Wikimedia Commons.