North Carolina

North Carolina vs. Tennessee: Which One Makes More Sense?

North Carolina vs. Tennessee side by side for 2027: home values, rent, income, growth, crime and taxes, with the top-scoring places in each state.

Updated October 2026 · Smart Movers Club research desk

Quick answer

North Carolina is the lower-cost option on housing: the median home value across the app's top-scoring places is $437,150 versus $446,800. North Carolina shows +2.9% population change and Tennessee +2.2%. Neither is "better" for everyone — the right answer depends on your income, job, commute and the exact county you choose.

MetricNorth CarolinaTennessee
Median home value$437,150$446,800
Median rent$1,706/mo$1,726/mo
Household income$120,364$111,424
Population change+2.9%+2.2%
Violent crime / 100k (state)331499
Home value ÷ income3.6×4.0×
State wage income taxYesNone

North Carolina in numbers

Median home value

$437,150

Top-scoring places

Median rent

$1,706/mo

Household income

$120,364

Violent crime / 100k

331

North Carolina, 2025

Population change

+2.9%

Tracked places + counties

Home value change

+12.0%

State wage income tax

Yes

Home value ÷ income

3.6×

Top-scoring North Carolina cities in the app
PlaceScoreHome valueRentIncomePop. change
Fuquay-Varina, NC87$410,600$1,646$111,447+6.6%
Holly Springs, NC86$485,500$1,858$132,435+3.3%
Morrisville, NC81$481,800$1,785$125,404+2.4%
Apex, NC79$514,800$1,784$138,442+3.4%
Huntersville, NC78$439,300$1,742$119,951+2.1%
Wake Forest, NC78$435,000$1,458$120,777+6.6%
Top-scoring North Carolina counties
PlaceScoreHome valueRentIncomePop. change
Currituck County79$351,200$1,126$91,548+3.5%
Johnston County77$267,600$1,007$79,838+3.5%
Lincoln County76$279,500$977$78,490+2.8%
Chatham County75$397,800$1,066$88,534+2.0%
Union County74$374,400$1,390$99,243+2.0%
Camden County73$289,800$1,220$87,781+1.9%

Tennessee in numbers

Median home value

$446,800

Top-scoring places

Median rent

$1,726/mo

Household income

$111,424

Violent crime / 100k

499

Tennessee, 2025

Population change

+2.2%

Tracked places + counties

Home value change

+11.0%

State wage income tax

None

Home value ÷ income

4.0×

Top-scoring Tennessee cities in the app
PlaceScoreHome valueRentIncomePop. change
Spring Hill, TN81$452,400$1,738$106,658+4.4%
Farragut, TN79$513,100$1,691$142,402+2.2%
Mount Juliet, TN71$423,000$1,875$107,847+3.3%
Germantown, TN67$441,200$1,760$144,799-0.7%
Franklin, TN66$646,300$1,861$115,000+2.3%
Brentwood, TN63$926,700$2,497$184,720+1.0%
Top-scoring Tennessee counties
PlaceScoreHome valueRentIncomePop. change
Loudon County78$292,600$995$80,296+2.7%
Van Buren County75$149,200$705$60,281+1.8%
Williamson County75$673,700$1,895$131,202+2.3%
Sumner County72$364,000$1,339$86,005+1.9%
Wilson County72$397,000$1,370$94,048+3.0%
Maury County68$307,500$1,206$74,162+2.8%

Verdict factors to check before you decide

  1. 1Price the whole address: taxes, insurance, utilities and HOA, not just the listing.
  2. 2Confirm the exact city, county and school assignment for the address.
  3. 3Drive the commute at the hours you will actually travel.
  4. 4Check flood, heat and storm exposure on official maps.
  5. 5Compare crime at the jurisdiction level, then visit at night.

Frequently asked questions

North Carolina vs. Tennessee: Which One Makes More Sense?

North Carolina is the lower-cost option on housing: the median home value across the app's top-scoring places is $437,150 versus $446,800. North Carolina shows +2.9% population change and Tennessee +2.2%. Neither is "better" for everyone — the right answer depends on your income, job, commute and the exact county you choose.

What are the best places to live in North Carolina?

In the Smart Movers Club app, the top-scoring North Carolina cities are Fuquay-Varina, Holly Springs, Morrisville, Apex, Huntersville, and the top counties are Currituck County, Johnston County, Lincoln County, Chatham County. Scores combine income, housing, growth, employment and education.

Does North Carolina have a state income tax?

Yes, North Carolina taxes wage income. Check the state revenue department for current rates and compare property and sales taxes too.

Where does this data come from?

Figures come from the Smart Movers Club app, which compiles U.S. Census Bureau American Community Survey estimates and FBI state crime rates. Census figures are survey estimates, not live listing prices.

Go deeper

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Sources and method

Figures are medians across the top-scoring places the Smart Movers Club app tracks in each state, compiled from public data. Census values are survey estimates, not current listings; crime rates are state-level. This is research, not financial or legal advice.

Photo: Wikimedia Commons.