Raleigh

How Much Money Do You Need to Live in Raleigh?

How Much Money Do You Need to Live in Raleigh: median home values, rent and household income from the app, with a simple income check you can run yourself.

Updated October 2026 · Smart Movers Club research desk

Quick answer

Raleigh's median home value is $377,800, rent $1,468/month and median household income $82,424. A rough rule: buying the median home with 20% down needs roughly $99,000 a year in household income. Renting at the median needs about $58,720.

MetricRaleigh, NCNorth Carolina
Median home value$377,800$437,150
Median rent$1,468/mo$1,706/mo
Household income$82,424$120,364
Population change+1.1%+2.9%
Violent crime / 100k (state)331331
Home value ÷ income4.6×3.6×
State wage income taxYesYes

Median home value

$437,150

Top-scoring places

Median rent

$1,706/mo

Household income

$120,364

Violent crime / 100k

331

North Carolina, 2025

Population change

+2.9%

Tracked places + counties

Home value change

+12.0%

State wage income tax

Yes

Home value ÷ income

3.6×

Top-scoring North Carolina cities in the app
PlaceScoreHome valueRentIncomePop. change
Fuquay-Varina, NC87$410,600$1,646$111,447+6.6%
Holly Springs, NC86$485,500$1,858$132,435+3.3%
Morrisville, NC81$481,800$1,785$125,404+2.4%
Apex, NC79$514,800$1,784$138,442+3.4%
Huntersville, NC78$439,300$1,742$119,951+2.1%
Wake Forest, NC78$435,000$1,458$120,777+6.6%
Top-scoring North Carolina counties
PlaceScoreHome valueRentIncomePop. change
Currituck County79$351,200$1,126$91,548+3.5%
Johnston County77$267,600$1,007$79,838+3.5%
Lincoln County76$279,500$977$78,490+2.8%
Chatham County75$397,800$1,066$88,534+2.0%
Union County74$374,400$1,390$99,243+2.0%
Camden County73$289,800$1,220$87,781+1.9%

Verdict factors to check before you decide

  1. 1Price the whole address: taxes, insurance, utilities and HOA, not just the listing.
  2. 2Confirm the exact city, county and school assignment for the address.
  3. 3Drive the commute at the hours you will actually travel.
  4. 4Check flood, heat and storm exposure on official maps.
  5. 5Compare crime at the jurisdiction level, then visit at night.

Frequently asked questions

How Much Money Do You Need to Live in Raleigh?

Raleigh's median home value is $377,800, rent $1,468/month and median household income $82,424. A rough rule: buying the median home with 20% down needs roughly $99,000 a year in household income. Renting at the median needs about $58,720.

What are the best places to live in North Carolina?

In the Smart Movers Club app, the top-scoring North Carolina cities are Fuquay-Varina, Holly Springs, Morrisville, Apex, Huntersville, and the top counties are Currituck County, Johnston County, Lincoln County, Chatham County. Scores combine income, housing, growth, employment and education.

Does North Carolina have a state income tax?

Yes, North Carolina taxes wage income. Check the state revenue department for current rates and compare property and sales taxes too.

Where does this data come from?

Figures come from the Smart Movers Club app, which compiles U.S. Census Bureau American Community Survey estimates and FBI state crime rates. Census figures are survey estimates, not live listing prices.

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Sources and method

Figures are medians across the top-scoring places the Smart Movers Club app tracks in each state, compiled from public data. Census values are survey estimates, not current listings; crime rates are state-level. This is research, not financial or legal advice.

Photo: Wikimedia Commons.